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Today's Wholesale Rates
with NO Points, Origination, Margin or Spread
Conforming Loans (up to $417,000)
30 Year Fixed ........................ 4.500% ....(apr 4.583)
15 Year Fixed ........................ 3.875% ....(apr 4.033)
10 Year Fixed ........................ 3.750% ....(apr 3.908)
Jumbo Loans (up to $2 million)
30 Year Fixed ........................ 5.875% ....(apr 5.933)
15 Year Fixed ........................ 5.625% ....(apr 5.724)
3/1 Adjustable (ARM) ............. 5.500% ....(apr 5.611)
Rates change daily... Apply Now to take advantage of today's low rates! (click for assumptions)
 



Do I Qualify for Good Credit Rewards?

Credit Rewards Mortgage loan programs are generally available to good credit borrowers who fulfill the following requirements.  For details, click here...

  • good credit (680+ credit score)
  • stable employment/income
  • comfortable with online communication and transactions

Good credit should be rewarded in mortgage lending.  Borrowers who have been responsible and achieved a high credit standing deserve the benefits of the lowest possible rates and fees in acquiring financing for their piece of the American dream… their home.  Using a highly automated process designed for real estate borrowers with good credit, Credit Rewards Mortgage provides mortgages for a flat fee, regardless of loan amount.  We disclose all fees, charges, and discounts in advance so there are no surprises or hidden expenses.

Simply put, Credit Rewards Mortgage charges a flat fee for helping you find the best rate and loan for your real estate situation - purchase or refinance home loans.  Our one flat fee is our incentive... our goal is getting our clients the best possible deal for their mortgage loan.